300 words Crisp articles on various topics related to Finance
Emergency funds in India are a financial safety net for unexpected expenses like medical emergencies or job loss. They provide peace of mind in a volatile economy. Building an emergency fund is easier than ever. Why are they crucial, and how do you start? Let’s break it down. What Is an Emergency Fund? An emergency …
How to diversify portfolio in a volatile market in India is crucial for managing risk and ensuring stable returns. With market swings—Nifty dipped 5% in 2024, per IBEF—and mutual fund AUM at ₹65.74 lakh crore in May 2025, per AMFI, diversification is a shield. How can you build a resilient portfolio? Let’s break it down. …
# 289 – How to Diversify Portfolio in a Volatile Market Read More »
The importance of growth assets in your portfolio in India lies in their ability to outpace inflation and build long-term wealth. Growth assets, primarily equities and equity mutual funds, drive higher returns despite volatility. With mutual fund AUM at ₹65.74 lakh crore in May 2025, per AMFI, they’re essential for financial goals. Why prioritize them? …
NPS vs ELSS in India is a common debate for investors seeking tax-saving options under Section 80C. The National Pension System (NPS) focuses on retirement savings, while Equity-Linked Savings Schemes (ELSS) offer market-linked growth. Both are popular schemes. Which suits you? Let’s break it down. NPS: Retirement with Stability In the NPS vs ELSS in …
Portfolio overlap occurs when multiple mutual funds in your portfolio hold similar stocks, reducing diversification. This hidden risk can amplify losses in volatile markets. Managing overlap is crucial. What causes it, and how can you fix it? Let’s break it down. What Is Portfolio Overlapping? Portfolio overlapping in India happens when funds share the same …
#286 – Portfolio Overlapping: Managing Duplication Risks Read More »
Growth investing in India is a dynamic strategy focused on companies with strong future potential. By targeting firms with high revenue or profit growth, investors aim for outsized returns. Growth investing is thus thriving among investors. What drives it, and is it for you? Let’s break it down. What Is Growth Investing? Growth investing in …
#285 – Growth Investing: Chasing High-Potential Stocks Read More »
Value investing in India is a time-tested strategy for building wealth by buying undervalued stocks. Popularized by Warren Buffett, it focuses on companies trading below their intrinsic worth. With mutual fund AUM at ₹65.74 lakh crore in May 2025, per AMFI, value investing is thus gaining traction. How does it work? Let’s break it down. …
Balanced advantage funds in India offer a dynamic way to balance growth and safety. These hybrid mutual funds adjust equity and debt allocations based on market conditions, thus aiming for steady returns with lower risk. What makes them unique? Let’s break it down. What Are Balanced Advantage Funds? Balanced Advantage Funds (BAFs) are a category …
#283 – Balanced Advantage Funds: Smart, Dynamic Investing Read More »
Portfolio rebalancing in India is a vital strategy to maintain your investment goals. It involves adjusting your asset mix—equities, debt, gold—to align with your risk appetite and objectives. Rebalancing is a key in volatile markets. How does it work? Let’s break it down. What Is Portfolio Rebalancing? Portfolio rebalancing in India means realigning your portfolio’s …
#282 – Portfolio Rebalancing: A Smart Strategy for Investors Read More »
Exit load in India is a fee mutual funds charge when investors redeem units early, discouraging short-term exits. It protects long-term investors and stabilizes fund management. With mutual fund AUM at ₹65.74 lakh crore in 2025, per AMFI, understanding exit loads is key. What are they, and how are they calculated? Let’s break it down. …
#281 – Exit Load: What It Is and How It’s Calculated Read More »