300 words Crisp articles on various topics related to Finance
Section 115BAC amendments bring major tax relief for Indians in 2025. Introduced via the Finance Act 2025, these changes make the new tax regime more appealing. First, let’s dive into how they help you save more. With inflation at 6.21% in 2024 (RBI), this relief is timely. Higher Exemption Limit These amendments raise the basic …
#210 – Section 115BAC Amendments: A Tax Relief Boost for Indians Read More »
GST changes 2025, effective April 1, reshape India’s tax landscape. Announced by the CBIC, these updates span hotels, vehicles, and even popcorn. First, let’s explore how they’ll hit your wallet. With ₹2.10 lakh crore in GST revenue in 2024 (CBIC), these shifts matter. Hotel Stays Get Pricier GST changes 2025 tweak hotel rates. Rooms costing …
TDS threshold changes effective April 1, 2025, bring relief to Indian taxpayers. The Central Board of Direct Taxes (CBDT) raised limits across sections. First, let’s explore how these updates affect your savings. With higher thresholds, you keep more money in hand. Higher Limits on Interest Income TDS threshold changes target interest earnings. For instance, Section …
#208 – How TDS Threshold Changes Impact Your Savings in India Read More »
HUF tax savings can transform your financial planning in India. A Hindu Undivided Family (HUF) is a legal entity that pools family income. It’s a smart way to lower taxes. First, let’s explore how HUF tax savings work for Indian families aiming to keep more money. What Is an HUF? An HUF includes family members …
Gold ETFs offer Indians a modern way to invest in gold. With ₹28,529 crore in assets by 2024 (AMFI), they’re gaining traction. But how do their taxes compare to physical gold and SGBs? First, let’s break down the tax rules and benefits to see which option suits you best. How Are Gold ETFs Taxed? ETFs …
#206 – Are Gold ETFs a better Choice Than Physical Gold and SGBs? Read More »
Portfolio variance protects your investments in India’s ₹42 lakh crore stock market (NSE, 2024). It shows how your assets move together. Lower variance means less risk. First, let’s explore how this helps Indian investors grow wealth safely. What Is Portfolio Variance? Portfolio variance measures investment ups and downs. It’s the backbone of diversification. For instance, …
#205 – How Portfolio Variance Shields Your Investments in India Read More »
Risk management (RM) is a lifeline for Indian traders. With India’s stock market hitting ₹42 lakh crore in 2024 (NSE), trading tempts many. Yet, losses lurk without a plan. First, let’s unpack risk management basics to keep your capital safe in this wild ride. Knowing Your Risks RM begins with spotting threats. Systematic risks—like a …
#204 – Mastering Risk Management Basics for Indian Traders Read More »
National Pension Scheme (NPS) helps Indians secure their retirement. By 2024, it boasts ₹11.27 lakh crore in assets (PFRDA). But what happens when you want to access these funds? Knowing the withdrawal and exit rules is key. First, let’s explore how NPS handles your money at different stages. Exiting at Retirement (Age 60) National Pension …
#203 – Mastering NPS Withdrawals and Exit Rules in India Read More »
National Pension Scheme (NPS) gives Indians smart retirement investment choices. It holds ₹11.27 lakh crore in assets by 2024 (PFRDA). First, let’s see how these options work. They mix flexibility with growth potential. What Are the Account Types? NPS offers two accounts. Tier I locks funds until 60 for pensions. Next, Tier II lets you …
Why NPS Tops Traditional Retirement PlansThe National Pension Scheme in India is redefining retirement planning. Compared to traditional options like the Employee Provident Fund (EPF) and Public Provident Fund (PPF), it stands out. So, what makes it better? Let’s compare. More Control with Investment Options: The NPS offers flexibility that EPF and PPF lack. EPF …
#201 – Why NPS Outshines other Retirement Plans in India Read More »